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diff --git a/plugins/af_readability/vendor/fivefilters/readability.php/test/test-pages/lifehacker-working/expected.html b/plugins/af_readability/vendor/fivefilters/readability.php/test/test-pages/lifehacker-working/expected.html index 2f862a91c..758a827e5 100644 --- a/plugins/af_readability/vendor/fivefilters/readability.php/test/test-pages/lifehacker-working/expected.html +++ b/plugins/af_readability/vendor/fivefilters/readability.php/test/test-pages/lifehacker-working/expected.html @@ -1,4 +1,15 @@ -<div><p data-textannotation-id="58a492029dca5e6a6e481d21b6b2933a"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--hqqO9fze--/n1s6c2m6kc07iqdyllj6.jpg" data-chomp-id="n1s6c2m6kc07iqdyllj6" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--hqqO9fze--/n1s6c2m6kc07iqdyllj6.jpg" width="636"></img></span></p><p data-textannotation-id="a043044f9b3e31fd85568b17e3b1b5f3"><span>We all buy things from time to time that we don't really need. It's okay to appeal to your wants every once in a while, as long as you're in control. If you struggle with clutter, impulse buys, and buyer's remorse, here's how to put your mind in the right place before you even set foot in a store.</span></p> +<div><p data-textannotation-id="58a492029dca5e6a6e481d21b6b2933a"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--hqqO9fze--/n1s6c2m6kc07iqdyllj6.jpg" data-chomp-id="n1s6c2m6kc07iqdyllj6" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--hqqO9fze--/n1s6c2m6kc07iqdyllj6.jpg"></span></p> + + + + + + + + + + +<p data-textannotation-id="a043044f9b3e31fd85568b17e3b1b5f3"><span>We all buy things from time to time that we don't really need. It's okay to appeal to your wants every once in a while, as long as you're in control. If you struggle with clutter, impulse buys, and buyer's remorse, here's how to put your mind in the right place before you even set foot in a store.</span></p> @@ -21,7 +32,7 @@ -<p data-textannotation-id="268f7702467d33e3b0972dd09f1cf0a6"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--QeUTCiuW--/o4dpyrcbiqyfrc3bxx6p.jpg" data-chomp-id="o4dpyrcbiqyfrc3bxx6p" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--QeUTCiuW--/o4dpyrcbiqyfrc3bxx6p.jpg" width="636"></img></span></p> +<p data-textannotation-id="268f7702467d33e3b0972dd09f1cf0a6"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--QeUTCiuW--/o4dpyrcbiqyfrc3bxx6p.jpg" data-chomp-id="o4dpyrcbiqyfrc3bxx6p" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--QeUTCiuW--/o4dpyrcbiqyfrc3bxx6p.jpg"></span></p> @@ -43,7 +54,48 @@ -<ul><li data-textannotation-id="cd748c8b681c781cdd728c5e17b5e05f"><strong>Color:</strong> Stores use color to make products attractive and eye-catching, but they also use color on price labels. Red stands out and can encourage taking action, that's why it's commonly associated with sale signage and advertising. When you see red, remember what they're trying to do to your brain with that color. You don't to buy something just because it's on sale.</li><li data-textannotation-id="29c11c0aec305293be282aa91f8fbc3d"><strong>Navigation Roadblocks:</strong> Stores force you to walk around stuff you don't need to find the stuff you are really after. Have a list of what you need before you go in, go straight to it, and imagine it's the only item in the store.</li><li data-textannotation-id="252dc7e4a924d12c2d913861ab118bf5"><strong>The Touch Factor:</strong> Stores place items they want to sell in easy to reach locations and encourage you to touch them. Don't do it! As soon as you pick something up, you're more likely to buy it because your mind suddenly takes ownership of the object. Don't pick anything up and don't play with display items.</li><li data-textannotation-id="05dde4d44056798acff5890759134a64"><strong>Scents and Sounds:</strong> You'll probably hear classic, upbeat tunes when you walk into a store. The upbeat music makes you happy and excited, while playing familiar songs makes you feel comfortable. They also use pleasant smells to put your mind at ease. A happy, comfortable mind at ease is a dangerous combination for your brain when shopping. There's not much you can do to avoid this unless you shop online, but it's good to be aware of it.</li></ul><p data-textannotation-id="1eb4a4df2a670927c5d9e9641ebf9d40">And sure, we can blame the stores all we want, but you won't change how they operate—you can only be aware of how your <a href="http://lifehacker.com/how-stores-manipulate-your-senses-so-you-spend-more-mon-475987594" x-inset="1">brain is falling for their tricks</a>. Even without the stores, <a href="http://lifehacker.com/5968125/how-your-brain-corrupts-your-shopping-choices" x-inset="1">your brain is working against you on its own</a>, thanks to some simple cognitive biases.</p> +<ul><li data-textannotation-id="cd748c8b681c781cdd728c5e17b5e05f"><strong>Color:</strong> Stores use color to make products attractive and eye-catching, but they also use color on price labels. Red stands out and can encourage taking action, that's why it's commonly associated with sale signage and advertising. When you see red, remember what they're trying to do to your brain with that color. You don't to buy something just because it's on sale.</li><li data-textannotation-id="29c11c0aec305293be282aa91f8fbc3d"><strong>Navigation Roadblocks:</strong> Stores force you to walk around stuff you don't need to find the stuff you are really after. Have a list of what you need before you go in, go straight to it, and imagine it's the only item in the store.</li><li data-textannotation-id="252dc7e4a924d12c2d913861ab118bf5"><strong>The Touch Factor:</strong> Stores place items they want to sell in easy to reach locations and encourage you to touch them. Don't do it! As soon as you pick something up, you're more likely to buy it because your mind suddenly takes ownership of the object. Don't pick anything up and don't play with display items.</li><li data-textannotation-id="05dde4d44056798acff5890759134a64"><strong>Scents and Sounds:</strong> You'll probably hear classic, upbeat tunes when you walk into a store. The upbeat music makes you happy and excited, while playing familiar songs makes you feel comfortable. They also use pleasant smells to put your mind at ease. A happy, comfortable mind at ease is a dangerous combination for your brain when shopping. There's not much you can do to avoid this unless you shop online, but it's good to be aware of it.</li></ul> + + + + + + + + + + +<p data-textannotation-id="1eb4a4df2a670927c5d9e9641ebf9d40">And sure, we can blame the stores all we want, but you won't change how they operate—you can only be aware of how your <a href="http://lifehacker.com/how-stores-manipulate-your-senses-so-you-spend-more-mon-475987594" x-inset="1">brain is falling for their tricks</a>. Even without the stores, <a href="http://lifehacker.com/5968125/how-your-brain-corrupts-your-shopping-choices" x-inset="1">your brain is working against you on its own</a>, thanks to some simple cognitive biases.</p> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + @@ -78,7 +130,7 @@ -<p data-textannotation-id="8044cf9aab698fd28931acd90ba96f7a"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--mlR3Ku0_--/xrhkwleyurcizy4akiae.jpg" data-chomp-id="xrhkwleyurcizy4akiae" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--mlR3Ku0_--/xrhkwleyurcizy4akiae.jpg" width="636"></img></span></p> +<p data-textannotation-id="8044cf9aab698fd28931acd90ba96f7a"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--mlR3Ku0_--/xrhkwleyurcizy4akiae.jpg" data-chomp-id="xrhkwleyurcizy4akiae" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--mlR3Ku0_--/xrhkwleyurcizy4akiae.jpg"></span></p> @@ -102,6 +154,36 @@ + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + <p data-textannotation-id="bbe57b7aa20b48550e5f66b7c530822c">The purpose of this exercise is twofold: you see what you already have and don't need to ever buy again, and you get to see what you shouldn't have bought in the first place. As you list everything out, separate items into categories. It's extremely important that you are as honest with yourself as possible while you do this. It's also important you actually write this all down or type it all out. Here is the first set of categories to separate everything into:</p> @@ -113,18 +195,40 @@ -<ul><li data-textannotation-id="8d7dc912152eddd0e3d56e28ad79e6f2"><strong>Need:</strong> You absolutely need this item to get by on a day to day basis.</li><li data-textannotation-id="6f60a79627f0746d1f611999251e9f1b"><strong>Sometimes Need:</strong> You don't need this item every day, but you use it on a somewhat regular basis.</li><li data-textannotation-id="54e10b108f95548966b657bd90fdbed4"><strong>Want:</strong> You bought this item because you wanted it, not because you needed it.</li><li data-textannotation-id="26c461a85fbc78651be442e205cac58b"><strong>Crap:</strong> You don't have a good reason why you have it and you already know it needs to go (there's probably a few of these items, at least).</li></ul><p data-textannotation-id="5743cf753f68fd8ee3443cc0f8e815dd">Leave the things you listed as "needs" alone, put your stuff listed as "crap" in a pile or box to go bye-bye, and move your attention back to your "sometimes need" and "want" lists. You need to go back over both of those lists because you probably fudged some of the listings, either subconsciously or intentionally. Now ask yourself these three questions as you go through both the "sometimes need" and "want" lists:</p> +<ul><li data-textannotation-id="8d7dc912152eddd0e3d56e28ad79e6f2"><strong>Need:</strong> You absolutely need this item to get by on a day to day basis.</li><li data-textannotation-id="6f60a79627f0746d1f611999251e9f1b"><strong>Sometimes Need:</strong> You don't need this item every day, but you use it on a somewhat regular basis.</li><li data-textannotation-id="54e10b108f95548966b657bd90fdbed4"><strong>Want:</strong> You bought this item because you wanted it, not because you needed it.</li><li data-textannotation-id="26c461a85fbc78651be442e205cac58b"><strong>Crap:</strong> You don't have a good reason why you have it and you already know it needs to go (there's probably a few of these items, at least).</li></ul> + + + + + +<p data-textannotation-id="5743cf753f68fd8ee3443cc0f8e815dd">Leave the things you listed as "needs" alone, put your stuff listed as "crap" in a pile or box to go bye-bye, and move your attention back to your "sometimes need" and "want" lists. You need to go back over both of those lists because you probably fudged some of the listings, either subconsciously or intentionally. Now ask yourself these three questions as you go through both the "sometimes need" and "want" lists:</p> -<ul><li data-textannotation-id="2048d6c0436bd34811442d6df32989a4">When was the last time I used this?</li><li data-textannotation-id="3f4b3686d822171b35e27bf1afde530b">When will I use this again?</li><li data-textannotation-id="63728605cc4fa66f5b225f674d12bbff">Does this item <a href="http://lifehacker.com/declutter-by-asking-one-question-does-this-spark-joy-1651256422">bring you joy</a>?</li></ul><p data-textannotation-id="816cd504161fecc6f3e173779b33d5db">Remember to be honest and adjust your lists accordingly. There's nothing wrong with keeping things you wanted. Material items can <a href="http://lifehacker.com/how-to-buy-happiness-the-purchases-most-likely-to-brin-1681780686">bring happiness to many people</a>, but make sure the items on your "want" list actively provide you joy and are being used. If an item doesn't get much use or doesn't make you happy, add it to the "crap" list.</p> + + + + + +<ul><li data-textannotation-id="2048d6c0436bd34811442d6df32989a4">When was the last time I used this?</li><li data-textannotation-id="3f4b3686d822171b35e27bf1afde530b">When will I use this again?</li><li data-textannotation-id="63728605cc4fa66f5b225f674d12bbff">Does this item <a href="http://lifehacker.com/declutter-by-asking-one-question-does-this-spark-joy-1651256422">bring you joy</a>?</li></ul> + + + + + + + + + + +<p data-textannotation-id="816cd504161fecc6f3e173779b33d5db">Remember to be honest and adjust your lists accordingly. There's nothing wrong with keeping things you wanted. Material items can <a href="http://lifehacker.com/how-to-buy-happiness-the-purchases-most-likely-to-brin-1681780686">bring happiness to many people</a>, but make sure the items on your "want" list actively provide you joy and are being used. If an item doesn't get much use or doesn't make you happy, add it to the "crap" list.</p> @@ -157,7 +261,7 @@ -<p data-textannotation-id="bc2f55587bf4ab07a1852a8d26217233"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--Tacb0tyW--/qodag11euf2npkawkn9v.jpg" data-chomp-id="qodag11euf2npkawkn9v" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--Tacb0tyW--/qodag11euf2npkawkn9v.jpg" width="636"></img></span></p> +<p data-textannotation-id="bc2f55587bf4ab07a1852a8d26217233"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--Tacb0tyW--/qodag11euf2npkawkn9v.jpg" data-chomp-id="qodag11euf2npkawkn9v" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--Tacb0tyW--/qodag11euf2npkawkn9v.jpg"></span></p> @@ -201,7 +305,7 @@ -<p data-textannotation-id="bafeac1c3808e0d2900190979f058b2c"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--x9hLbIKJ--/imfc9ybqfw0jmztbhfrh.jpg" data-chomp-id="imfc9ybqfw0jmztbhfrh" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--x9hLbIKJ--/imfc9ybqfw0jmztbhfrh.jpg" width="636"></img></span></p> +<p data-textannotation-id="bafeac1c3808e0d2900190979f058b2c"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--x9hLbIKJ--/imfc9ybqfw0jmztbhfrh.jpg" data-chomp-id="imfc9ybqfw0jmztbhfrh" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--x9hLbIKJ--/imfc9ybqfw0jmztbhfrh.jpg"></span></p> @@ -245,7 +349,7 @@ -<p data-textannotation-id="64f5c7155ad89bd2835399d33c1ae28a"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--6NwBgQLy--/afy7n45jfvsjdmmhonct.jpg" data-chomp-id="afy7n45jfvsjdmmhonct" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--6NwBgQLy--/afy7n45jfvsjdmmhonct.jpg" width="636"></img></span></p> +<p data-textannotation-id="64f5c7155ad89bd2835399d33c1ae28a"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--6NwBgQLy--/afy7n45jfvsjdmmhonct.jpg" data-chomp-id="afy7n45jfvsjdmmhonct" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--6NwBgQLy--/afy7n45jfvsjdmmhonct.jpg"></span></p> @@ -289,7 +393,7 @@ -<p data-textannotation-id="ff438b878771354bb7f6d065ff50dbb2"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--ciqk42G0--/s3pq8vjrvyjgne4lfsod.jpg" data-chomp-id="s3pq8vjrvyjgne4lfsod" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--ciqk42G0--/s3pq8vjrvyjgne4lfsod.jpg" width="636"></img></span></p> +<p data-textannotation-id="ff438b878771354bb7f6d065ff50dbb2"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--ciqk42G0--/s3pq8vjrvyjgne4lfsod.jpg" data-chomp-id="s3pq8vjrvyjgne4lfsod" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--ciqk42G0--/s3pq8vjrvyjgne4lfsod.jpg"></span></p> @@ -311,7 +415,18 @@ -<ul><li data-textannotation-id="fcfd78b1619bdf0b7330f4b40efb899d">Is this a planned purchase?</li><li data-textannotation-id="c16e7d5feae7cc2c3c6a8dd312ea206f">Will it end up in the "crap" list picture one day?</li><li data-textannotation-id="54d877fdee56080c87508fc9e6402889"><a href="http://lifehacker.com/prevent-clutter-by-asking-yourself-where-items-will-go-1649480461">Where am I going to put it</a>?</li><li data-textannotation-id="59d5245217c84e6b2b2969b3492f2f2d">Have I included this in my budget?</li><li data-textannotation-id="8fe1582808b4d89f5c88c2708744d27d"><em>Why</em> do I want/need it?</li></ul><p data-textannotation-id="0162d779382cdc7de908fc1488af3940">Custom build your test to hit all of your weaknesses. If you make a lot of impulse buys, include questions that address that. If you experience a lot of buyer's remorse, include a lot of questions that make you think about the use of item after you buy it. If buying the latest and greatest technology is your weakness, Joshua Becker at Becoming Minimalist suggests you ask yourself <a href="http://www.becomingminimalist.com/marriage-hacks/" target="_blank">what problem the piece of tech solves</a>. If you can't think of anything it solves or if you already have something that solves it, you don't need it. Be thorough and build a test that you can run through your mind every time you consider buying something.</p> +<ul><li data-textannotation-id="fcfd78b1619bdf0b7330f4b40efb899d">Is this a planned purchase?</li><li data-textannotation-id="c16e7d5feae7cc2c3c6a8dd312ea206f">Will it end up in the "crap" list picture one day?</li><li data-textannotation-id="54d877fdee56080c87508fc9e6402889"><a href="http://lifehacker.com/prevent-clutter-by-asking-yourself-where-items-will-go-1649480461">Where am I going to put it</a>?</li><li data-textannotation-id="59d5245217c84e6b2b2969b3492f2f2d">Have I included this in my budget?</li><li data-textannotation-id="8fe1582808b4d89f5c88c2708744d27d"><em>Why</em> do I want/need it?</li></ul> + + + + + + + + + + +<p data-textannotation-id="0162d779382cdc7de908fc1488af3940">Custom build your test to hit all of your weaknesses. If you make a lot of impulse buys, include questions that address that. If you experience a lot of buyer's remorse, include a lot of questions that make you think about the use of item after you buy it. If buying the latest and greatest technology is your weakness, Joshua Becker at Becoming Minimalist suggests you ask yourself <a target="_blank" href="http://www.becomingminimalist.com/marriage-hacks/">what problem the piece of tech solves</a>. If you can't think of anything it solves or if you already have something that solves it, you don't need it. Be thorough and build a test that you can run through your mind every time you consider buying something.</p> @@ -333,7 +448,7 @@ -<p data-textannotation-id="1d43712fc5ce8f156e4661cca5750575"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--mtob1sjR--/y2ldv5eufb3jcrtfouye.jpg" data-chomp-id="y2ldv5eufb3jcrtfouye" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--mtob1sjR--/y2ldv5eufb3jcrtfouye.jpg" width="636"></img></span></p> +<p data-textannotation-id="1d43712fc5ce8f156e4661cca5750575"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--mtob1sjR--/y2ldv5eufb3jcrtfouye.jpg" data-chomp-id="y2ldv5eufb3jcrtfouye" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--mtob1sjR--/y2ldv5eufb3jcrtfouye.jpg"></span></p> @@ -379,7 +494,37 @@ -<p data-textannotation-id="27385752c06848647540ad931892b21e">The last thing you should consider when it comes to impulse buys is "artificial replacement." As Trent Hamm at The Simple Dollar explains, artificial replacement can happen when you start to <a href="http://www.thesimpledollar.com/balancing-spending-and-time-how-time-frugality-can-save-you-lots-of-cash/" target="_blank">reduce the time</a> you get with your main interests:</p> + + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +<p data-textannotation-id="27385752c06848647540ad931892b21e">The last thing you should consider when it comes to impulse buys is "artificial replacement." As Trent Hamm at The Simple Dollar explains, artificial replacement can happen when you start to <a target="_blank" href="http://www.thesimpledollar.com/balancing-spending-and-time-how-time-frugality-can-save-you-lots-of-cash/">reduce the time</a> you get with your main interests:</p> @@ -424,7 +569,7 @@ -<p data-textannotation-id="21154394d63f1943d01f2b717aa31115"><span><img alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--4Ajak63w--/atb9qm07fvvg7hqkumkw.jpg" data-chomp-id="atb9qm07fvvg7hqkumkw" data-format="jpg" height="358" src="http://i.kinja-img.com/gawker-media/image/upload/s--4Ajak63w--/atb9qm07fvvg7hqkumkw.jpg" width="636"></img></span></p> +<p data-textannotation-id="21154394d63f1943d01f2b717aa31115"><span><img width="636" height="358" data-format="jpg" data-asset-url="http://i.kinja-img.com/gawker-media/image/upload/s--4Ajak63w--/atb9qm07fvvg7hqkumkw.jpg" data-chomp-id="atb9qm07fvvg7hqkumkw" alt="How to Program Your Mind to Stop Buying Crap You Don’t Need" src="http://i.kinja-img.com/gawker-media/image/upload/s--4Ajak63w--/atb9qm07fvvg7hqkumkw.jpg"></span></p> @@ -435,7 +580,7 @@ -<p data-textannotation-id="6141942e977cc058fd7a0fa06a3f7389">Once you've programmed your mind to stop buying crap you don't need, you'll have some extra cash to play with. Take all that money and start putting it toward your future and things you <em>will</em> need further down the road. You might need <a href="http://twocents.lifehacker.com/how-to-start-saving-for-a-home-down-payment-1541254056" target="_blank">a home</a>, a vehicle, or a way to retire, but none of that can happen until you start planning for it. </p> +<p data-textannotation-id="6141942e977cc058fd7a0fa06a3f7389">Once you've programmed your mind to stop buying crap you don't need, you'll have some extra cash to play with. Take all that money and start putting it toward your future and things you <em>will</em> need further down the road. You might need <a target="_blank" href="http://twocents.lifehacker.com/how-to-start-saving-for-a-home-down-payment-1541254056">a home</a>, a vehicle, or a way to retire, but none of that can happen until you start planning for it. </p> @@ -457,7 +602,38 @@ -<p data-textannotation-id="1106cb837deb2b6fc8e28ba98f078c27">With your debts whittled down, you should start an emergency fund. No matter how well you plan things, accidents and health emergencies can still happen. An emergency fund is designed to make those kinds of events more manageable. This type of savings account is strictly for when life throws you a curveball, but you can grow one pretty easily <a href="http://twocents.lifehacker.com/how-to-grow-an-emergency-fund-from-modest-savings-1638409351" target="_blank">with only modest savings</a>.</p> +<p data-textannotation-id="1106cb837deb2b6fc8e28ba98f078c27">With your debts whittled down, you should start an emergency fund. No matter how well you plan things, accidents and health emergencies can still happen. An emergency fund is designed to make those kinds of events more manageable. This type of savings account is strictly for when life throws you a curveball, but you can grow one pretty easily <a target="_blank" href="http://twocents.lifehacker.com/how-to-grow-an-emergency-fund-from-modest-savings-1638409351">with only modest savings</a>.</p> + + + + + + + + + + +<p data-textannotation-id="347c2a36f114a794d559d929da1b15b7">When you've paid off your debt and prepared yourself for troubled times, you can start saving for the big stuff. All that money you're not spending on crap anymore can be saved, invested, and compounded to let you buy comfort and security. If you don't know where to start, talk to a financial planner. Or create a simple, yet effective <a target="_blank" href="http://twocents.lifehacker.com/how-to-build-an-easy-beginner-set-and-forget-investm-1686878594" x-inset="1">"set and forget" investment portfolio</a>. You've worked hard to reprogram your mind, so make sure you reap the benefits for many years to come.</p> + + + + + + + + + + + + + + + + + + + + @@ -468,7 +644,6 @@ -<p data-textannotation-id="347c2a36f114a794d559d929da1b15b7">When you've paid off your debt and prepared yourself for troubled times, you can start saving for the big stuff. All that money you're not spending on crap anymore can be saved, invested, and compounded to let you buy comfort and security. If you don't know where to start, talk to a financial planner. Or create a simple, yet effective <a href="http://twocents.lifehacker.com/how-to-build-an-easy-beginner-set-and-forget-investm-1686878594" target="_blank" x-inset="1">"set and forget" investment portfolio</a>. You've worked hard to reprogram your mind, so make sure you reap the benefits for many years to come.</p> @@ -481,4 +656,4 @@ -<p data-textannotation-id="b54d87ffdace50f420c3a6ff0404cbf3"><em><small>Photos by <a href="http://www.shutterstock.com/pic-129762989/stock-vector-consumer.html?src=id&ws=1" target="_blank">cmgirl</a> (Shutterstock), <a href="http://www.shutterstock.com/pic-227832739/stock-vector-hacker-icon-man-in-hoody-with-laptop-flat-isolated-on-dark-background-vector-illustration.html?src=id&ws=1" target="_blank">Macrovector</a> (Shutterstock), <a href="https://www.flickr.com/photos/jetheriot/6186786217" target="_blank">J E Theriot</a>, <a href="https://www.flickr.com/photos/puuikibeach/15289861843" target="_blank">davidd</a>, <a href="https://www.flickr.com/photos/funfilledgeorgie/10922459733" target="_blank">George Redgrave</a>, <a href="https://www.flickr.com/photos/amslerpix/7252002214" target="_blank">David Amsler</a>, <a href="https://www.flickr.com/photos/amalakar/7299820870" target="_blank">Arup Malakar</a>, <a href="https://www.flickr.com/photos/lobsterstew/89644885" target="_blank">J B</a>, <a href="https://www.flickr.com/photos/jakerome/3298702453" target="_blank">jakerome</a>, <a href="http://401kcalculator.org/" target="_blank">401(K) 2012</a>.</small></em></p></div>
\ No newline at end of file +<p data-textannotation-id="b54d87ffdace50f420c3a6ff0404cbf3"><em><small>Photos by <a target="_blank" href="http://www.shutterstock.com/pic-129762989/stock-vector-consumer.html?src=id&ws=1">cmgirl</a> (Shutterstock), <a target="_blank" href="http://www.shutterstock.com/pic-227832739/stock-vector-hacker-icon-man-in-hoody-with-laptop-flat-isolated-on-dark-background-vector-illustration.html?src=id&ws=1">Macrovector</a> (Shutterstock), <a target="_blank" href="https://www.flickr.com/photos/jetheriot/6186786217">J E Theriot</a>, <a target="_blank" href="https://www.flickr.com/photos/puuikibeach/15289861843">davidd</a>, <a target="_blank" href="https://www.flickr.com/photos/funfilledgeorgie/10922459733">George Redgrave</a>, <a target="_blank" href="https://www.flickr.com/photos/amslerpix/7252002214">David Amsler</a>, <a target="_blank" href="https://www.flickr.com/photos/amalakar/7299820870">Arup Malakar</a>, <a target="_blank" href="https://www.flickr.com/photos/lobsterstew/89644885">J B</a>, <a target="_blank" href="https://www.flickr.com/photos/jakerome/3298702453">jakerome</a>, <a target="_blank" href="http://401kcalculator.org/">401(K) 2012</a>.</small></em></p></div>
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